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Financial powers of attorney may be the most (if not one of the most) important documents that almost everyone should have as illustrated by the following sad (but true) story: Husband dies (with a Will) and leaves everything (although the estate is not large) to wife....

Many disabled individuals live solely on Social Security income but lack sufficient mental capacity to handle the payment of their living expenses.  Social Security (which doesn’t recognize powers of attorney) permits the appointment of a Social Security Representative Payee (Rep Payee) upon proof of disability and...

A Pennsylvania woman, Cynthia Carolyn Black, was recently arrested for keeping her dead grandmother’s corpse in a freezer for 15 years to collect her deceased grandmother’s Social Security checks. Black faces charges for theft by unlawful taking and receiving stolen property and abuse of a...

As Americans continue to live longer, many have decided to cohabitate with a significant other (rather than marry) due to complications. These can include kids from a prior marriage or relationship or wealth accumulation by one or both parties. From a financial perspective, sometimes it...

Social Security beneficiaries will receive the highest increase (2.8%) in benefits in seven years based on the cost of living adjustment (COLA) due to inflation in changes for housing, clothing, transportation, energy, medical care, recreation and education – which is the Consumer Price Index for...